Not sure if a home improvement is feasible? Why not learn more about our flexible finance options? Start enjoying your new patio, carport, deck or verandah today by with our flexible payment plans and finance options.


  • 12 months Interest Free
  • VIP style personal service, no red tapes, dedicated account manager to facilitate application process
  • average joint application over the phone – 20 mins
  • average approval time – 24 hours
  • no obligation and no cost to apply
  • only to determine an approved limit to be considered as payment option
  • You can use your approved limit to paying for any part of the project for 12 months Interest Free (progress payment, multiple draw-downs / pay as you go with 12 months Interest Free)
  • $99 Annual Fee
  • $0.95 payment Handling Fee (no charge if set up direct debit)
  • NO early payout fee

Eligibility Criteria

  • 18 years of age or more
  • Apply in your own name
  • Earn $25,000 or more per year
  • Current driver licence, Australian passport or Medicare card
  • Clear credit file
  • Permanent Australian resident
  • Have a valid email address and mobile phone number and agree to be
  • contacted electronically by us regarding this application